Preparing for the Unexpected
Accident insurance benefits help you prepare for the unexpected and provide an affordable way for individuals and families to be protected from the extra expenses that can come after an accident.
Recovering from an accident is hard enough without the added stress unforeseen expenses can bring. Accident insurance can help ease this burden.

The Main Benefits of Accident Insurance
There are many benefits that come along with adding accident insurance accessible through membership in AWA. While the specific benefits will vary based on which insurance product you choose, available benefits include:
- Minimizing out-of-pocket health care expenses specifically related to a covered accident
- Receiving cash benefits towards medical services related to a covered accident
- Protecting your finances while dealing with a covered critical illness
Get the Right Level of Accident Insurance Benefits at the Right Price
Three of our AWA memberships include access to accident insurance benefits. You can choose the right membership that offers the level of insurance that works best for your needs.
AWA SecureElite
When you choose the AWA SecureElite Membership, you will have access to Supplemental Critical Illness and/or Group Accident Only Insurance.
What does this include? In the case of an unforeseen accident or severe illness, members receive cash benefits they can use for anything they like, including out-of-pocket medical expenditures, transportation costs, childcare, food, or paying monthly bills.
AWA Life Plus Triad
AWA Life Plus Triad gives people and families affordable access to health care with simple-to-use benefits that kick in immediately. They include:
- Term Life
- Critical Illness
- Accidental Death & Dismemberment
Members don’t have to worry about deductibles or copays since they pay specified cash amounts for covered health care services. The AWA Life Plus Triad membership will help you cope with escalating healthcare costs and provide you peace of mind in the future.
AWA Life Plus ADD
Members of AWA Life Plus ADD have access to Term Life and Accidental Death and Dismemberment insurance coverage, which can be beneficial in the case of an unforeseen accident.
This coverage allows members to more easily plan for the unexpected with AWA Life Plus ADD, which is partnered with AirMed Emergency Medical Air Transport and FreeWill, a leading estate planning tool.s
Get Answers to Frequently Asked Questions About Accident Insurance?
If you have additional questions about accident insurance, we invite you to contact AWA to get direct answers. In the meantime, keep reading to get answers to some of the most frequently asked questions.